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Strongly committed to helping forge an equal world the European Investment Bank (EIB Group), alongside Crédit Agricole Group, has joined forces via a €400 million partnership to meet their funding needs of healthcare professionals, especially when setting up a business. In particular, the partnership aims to support female entrepreneurship with a minimum of 30% of the financing reserved for female healthcare professionals. The cooperation extends an initial €250 million partnership signed in 2021, which was especially dedicated to areas suffering from a shortage of medical services.
Supporting healthcare professionals and small businesses
Crédit Agricole places particular emphasis on access to care and will devote 50% of the financing envelope, i.e. €200 million, to support the establishment of regulated healthcare professionals and very small businesses in the health sector throughout the country. This financing operation will assist healthcare professionals in developing their businesses — via investments in equipment, real estate or intangible assets such as business goodwill - and help new practitioners set up all over France, including in areas under pressure.
Crédit Agricole, which is the first French and European bank to incorporate a feminization condition for lending in the health sector, also supports female entrepreneurship in the health sector and dedicates 30% of the total financing amount, i.e. €120 million, to female healthcare professionals. Crédit Agricole offers loans of a minimum of €50 000 at a subsidised rate to finance up to 100% of the projects of healthcare professionals.
“The European Investment Bank is very proud to continue, alongside the Crédit Agricole Group, to support healthcare professionals whose access to easily mobilized and affordable sources of finance is essential to the development of their business,” stressed EIB Vice-President Ambroise Fayolle. “The fact that a sizeable share of the loans made available is reserved for female healthcare professionals is a strong sign of commitment to promoting female entrepreneurship in these professions, which are vital to the well-being of the population.”
“In response to the health crisis that we have experienced, our bank wishes to encourage the development of healthcare professionals’ projects throughout the country. I wish to acknowledge, in particular, our joint efforts with the European Investment Bank to promote female entrepreneurship, thus cultivating greater diversity in the field of healthcare and in all economic sectors in general,” said Michel Ganzin, Deputy General Manager of Crédit Agricole SA.
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Disclosure: Where Women Work researches and publishes insightful evidence about how its paid member organizations support women's equality.